Slow, by design
A first appointment runs forty-five minutes minimum, even when the answer takes ten. We pour the coffee, we explain the form twice, we wait while you call your daughter for an opinion.
The desk behind the firm
A small advisory built around one stubborn idea: the people who deserve the most patient service are usually offered the least.
Quorabit Advisory opened on Jalan Ampang in November 2019, in a single room above a coffee shop. Six years later we are nine people, one floor above a bookshop, and still keeping appointments to forty-five minutes minimum.
Where it began
Two ex-branch managers, one quiet ledger book.
In a long career at a Kuala Lumpur retail bank, Suriani Othman watched the counter lines lengthen each year, while the senior clients she had served for two decades began phoning her at home instead of the branch — because nobody at the new counter had time to walk them through a single page slowly. She and Daniel Tham, who had taken early retirement that same year, opened Quorabit with their own savings, a borrowed photocopier, and one rule: no consultation runs less than forty-five minutes.
Six years later, the photocopier has been replaced. The rule has not.
What guides the work
Five principles we wrote down on the first day and have not edited since
Money goes to you, never through us
Recovered EPF, refunded telco fees, JKM grants — all are paid directly into the client's own bank account by the issuing party. We never hold client funds.
Plain Malaysian English
Our briefs are short, written for someone who reads The Star at breakfast. No "subject to terms herein". We also speak Bahasa Malaysia, Cantonese and Tamil at the front desk.
A family member is always welcome
Half our clients bring an adult child or sibling. The chairs are arranged for three. We provide a simple authorisation form so a named relative can speak with us between visits.
When the answer is "no", we say so
If a benefit is not yours, or a refund is not coming, we tell you on the same call. We would rather lose a fee than send you home thinking something is on its way when it isn't.
Independence in writing
We earn nothing from referral commissions, insurance brokerage, or product sales. Our only income is the fee you agree to in writing before any work begins.
The advisors
A small bench — by choice
Nine of us, three senior advisors, and a habit of leaving extra time between appointments.
Suriani Othman
Co-founder · Lead advisor
Twenty-two years at a Malaysian retail bank, eleven of them as branch manager in Wangsa Maju. Holds the IBFIM Personal Financial Planning certification and visits clients across Selangor most Wednesdays.
Daniel Tham
Co-founder · Senior advisor
Former head of retail credit at a Penang-listed bank. Now spends most of his week between EPF Tower Damansara and the LHDN counter in Cheras. Trilingual: English, Cantonese, Bahasa Malaysia.
Imran Hashim
Advisor · Estate & will desk
Joined Quorabit from a Wilayah Persekutuan probate practice in 2022. Drafts simple wills and Akta 388 declarations; sits in on probate visits when families ask. Speaks Bahasa Malaysia and English.
Small print, plain English
What we are, what we are not
- Quorabit Advisory Sdn Bhd (202401034892 / 1668492-K) is a private Malaysian company limited by shares. We are not a licensed financial planner under the Securities Commission's CMSL, and we do not sell investment products.
- We are not affiliated with KWSP, KWAP, LHDN, JKM, BNM, or any other Malaysian agency. When we file or query on your behalf, we do so as your authorised representative under written PDPA-aligned consent, through official agency channels.
- For matters that require a regulated licence — investment management, securities advisory, takaful brokerage, will probate beyond Akta 388 simple cases — we refer to a small panel of licensed practitioners. We disclose every referral relationship in writing before introducing you.
- The firm carries Professional Indemnity cover of RM 2 million with a Malaysian general insurer, renewed each February. A copy of the current schedule is available on request.